Helping People Use Bankruptcy For Medical Debt
An unexpected injury or medical emergency can upend your life. You may have no choice but to take on overwhelming debt just to stay healthy.
According to a nationwide health care affordability survey from the Commonwealth Fund, one-third of American adults have health care debt. At Kaeding Law Office, PLC, I understand how medical debt can weigh heavily on you and your family. My name is Kristina Kaeding, and I am here to help you navigate the complexities of medical bankruptcies to find relief from your medical debt. Located in Council Bluffs, I serve clients across Iowa and parts of Nebraska. Drawing from my extensive experience in bankruptcy law, I can help you explore the possibility of filing bankruptcy to gain freedom from insurmountable medical bills.
Can I File For Bankruptcy Because Of Medical Bills?
In the United States, you have the option to discharge certain medical debts through bankruptcy. Medical bankruptcies are an increasingly common option for gaining relief from medical debt. Both Chapter 7 and Chapter 13 bankruptcy can help you manage debts owed for doctor appointments, hospital stays, ambulances and other health care needs. Chapter 7 allows for the discharge of most unsecured debts, including medical bills, while Chapter 13 offers a repayment plan to manage your debts over time.
Why Consider Bankruptcy For Medical Debt?
If you find yourself drowning in medical debt, bankruptcy might be the best option for you. Filing bankruptcy can provide a fresh start, freeing you from the burden of overwhelming medical bills. Working with a consumer bankruptcy attorney like me can help you understand the process and ensure that your debts are properly discharged. I will stand by your side, offering the support and guidance you need. What I prioritize just as much as discharging unsecured debt is helping everyday people make peace with their finances.
Learn More About Bankruptcy For Medical Debt In A Free Consultation
At Kaeding Law Office, PLC, I am dedicated to helping people find debt relief through medical bankruptcies. Reach out to me today to discuss your options. Contact me at my Council Bluffs office by calling 712-847-5882 or send me an email to schedule a free consultation. I also offer free virtual consultations.