Kristina Kaeding

How many of the following statements apply to you at this stage in your life and career? _____ 1.  I have several credit cards that I am paying on every month.  I am current on payments and have never been late.  However, I am only able to make the minimal monthly...

If I had a dollar for every time that I was asked this question, I would be retired and spending my days on a sunny beach. The easy answer to this question is “it depends.” If you are current on your payments to the mortgage company and continue making timely payments...

One of the main reasons clients are hesitant to file for bankruptcy is that they erroneously believe that they should be ashamed or embarrassed for doing so. This is a needless waste of worry and energy, my friends. There is nothing shameful in making the financial...